The economic situation in the state of Utah has certainly shown many signs of improvement since the horror of the Great Recession shook the finances of the nation, and of the world. That being said, these improvements have been limited, and many residents still find themselves saddled with jobs that don't pay enough, jobs that don't offer long-term growth, and swiftly rising costs of living.

These conditions are directly observable in many communities, including well-known metro areas like Salt Lake City. This capital city of Utah has a population of close to 200,000, average home prices of about $260,000, and median rents of nearly $1,000 per month.

These numbers may seem to indicate that many residents are doing just fine, but when the costs of other necessities such as medical care, food, clothing, and utilities are tallied up, it becomes clear that many citizens may be doing without financial safety nets.

The lack of such safety nets can put many families into a state of crisis when the unavoidable problems of life make appearances. These problems often include job loss, business failure, foreclosure, eviction, sudden illness, divorce, and death. When these issues make their presence felt, many families make the pilgrimage to regular banks in hopes of finding financial relief.

Unfortunately, these institutions don't seem to be in the business of providing such relief, rather seeming to favor dealing with people who already have wealth in some form.

Fortunately, there is another way for people who are suffering through life's tribulations to get timely financial assistance, and it is known as a title loan. Rather than being a complicated financial instrument, a car title loan is a simple cash advance that is available to people who can produce clear titles to the vehicles that they own. Here at Torrence Title Cash, our main goal is to help residents of Salt Lake City acquire these loans with a minimum of fuss.

Applying for Title Loans Salt Lake City - Fun


Many regular banks make the loan application process anything but enjoyable. Regular bank loan applications tend to be lengthy, draped in red tape, and confusing. In contrast, the title loan application process on the Torrence Title Cash website is short, sweet, and to the point.

The first order of business for prospective loan recipients will be to enter some basic contact information in the provided spaces. This information should include name, email address, and phone number.

After this quick step is done, loan applicants should enter some basic identifying information about the vehicles that will be used in the transactions. The year, make, model, mileage, and color of the relevant vehicles should be listed in the proper areas.

Next, prospective loan recipients will receive rapid title loan quotes, which will give them insights into the approximate loan amounts that they can expect to receive at the conclusion the proceedings.

Following this, our clients will be contacted by members of our title loan processing unit. At this time, any remaining questions will be addressed, and the title loan ball will be set rolling into motion.

How it Works - Legal Regulations Concerning Title Loans Salt Lake City

The laws on the books concerning the receipt of title loans in Utah are clear enough to be easily understood by non-attorneys. Prior to applying for title loans, applicants should be at least 18 years of age, should own the vehicles that will be used in the proceedings, and should have the ability to produce clear and lien-free titles for these vehicles. Once these tasks have been taken care of, most applicants will qualify for financial assistance. It should also be noted that many kinds of vehicles may be used for this purpose, including trucks, SUVs, and two-wheeled vehicles.

About Title Loans Salt Lake City

One of our main missions is to help our clients acquire title loans with all due speed. In order to better fulfill this mission, we have opened up a title loan processing facility in Salt Lake City. Now, loan applicants will be able to access financial assistance more quickly than ever.

Benefits of Title Loans

Any objective comparison between the loans offered by regular banks and title loans will reveal that title loans offer many benefits that regular banks cannot or will not match. Included in this list are the following perks.

  • Bad Credit? - There seems to be an ongoing epidemic of needless credit checking taking place in regular banking institutions. While these credit checks are often intended to disqualify people who ostensibly skip paying their bills, they, in fact, tend to disqualify people who are hard-working and happy to pay their bills. Here at Torrence Title Cash, we believe in giving hard-working people a financial helping hand, and we allow our clients to apply for loans without regardless of their credit history.
  • Use the Vehicles - When our loan applicants become loan recipients, they are always urged to continue to maintain possession of the collateral vehicles while the loan amounts are being reduced.
  • Easy to Qualify - The credit checking epidemic has spread to include background checks. These kinds of background checks tend to mischaracterize people who may have made very human mistakes in their pasts. At Torrence Title Cash, we recognize the fact that every person on the planet makes mistakes, and is likely to make more. We also fully support people who are trying to make the most of their lives.

It is easy to see that the prevailing economic conditions in the state of Utah are a cause for concern for many citizens. That being said, visitors here on the Torrence Title Cash website who need the help that title loans can provide can certainly hope to change the economic conditions that prevail in their own lives.

Have a question or need a custom quote?